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PM’s ‘Mann Ki Baat’ address on All India Radio


New Delhi
My fellow countrymen, Namaskar, many felicitations and season’s greetings to you on the occasion of Christmas. Today is the day to give importance in our lives to service, sacrifice and compassion. Jesus had said - “The poor do not need our favours but our acceptance with affection.” In the Gospel According to Saint Luke, it is written that – “Jesus not only served the poor but also praised the service done by the poor,” and this is what real empowerment is. A tale associated with this incident is also very popular. 

It has been mentioned in that story that Jesus was standing near the treasury of a temple; many rich people came and donated bountifully; then a poor widow came and parted with only two copper coins. 
Now just two copper coins really do not amount to much. Thus it was natural that there was a lot of curiosity in the minds of the disciples gathered there. Then, Jesus declared that the widow was the greatest of those donors because while the others had donated substantially, that widow had given away all she possessed. 

Today is also the birthday of Bharat Ratna and former Prime Minister Venerable Atal Bihari Vajpayee Ji. This country can never forget Atalji’s contributions. Under his leadership, the country proudly grew in stature in the field of nuclear power also. Whether in the role of a party leader, Member of Parliament, a minister or the Prime Minister, Atalji always established an ideal. I salute Atalji on his birthday and pray to God for his good health. As a party worker I had the privilege of working with Atalji. Many memories emerge before my eyes. 

Christmas Day, as a gift the countrymen are going to get the benefit of two schemes. In a way it is the beginning of two new schemes. Throughout the entire country, be it villages or towns, the educated or the illiterate, there is an atmosphere of curiosity as to what is cashless, how cashless business can take place, how can one make purchases without using cash! Everybody wants to understand and learn from each other. 
To encourage this trend, to strengthen mobile banking and to inculcate the habit of making e-payments, the Government of India is launching from today encouragement schemes for consumers as well as traders. To encourage customers, the scheme is ‘Lucky Grahak Yojana’ and to encourage traders the scheme is ‘Digi Dhan Vyapaar Yojana’. 
Everyday fifteen thousand people are going to receive rewards of one thousand rupees each. In the next 100 days, lakhs of families are going to receive crores of rupees as gift, but you will be entitled to this gift only if you make use of mobile banking, e-banking, RuPay Card, UPI, USSD - such means and methods of digital payment. 

I feel delighted to learn that the awareness about how to use technology, making e-payments, making online payments is spreading very fast. During the past few days, the cashless transactions, or cashless trading has increased by 200 to 300%. To give cashless trading a big impetus, Government of India has taken a very major decision. 


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